Live Online Masterclass

The Secret to Eliminating 10+ Years
Off Your Primary Mortgage

Most landlords unknowingly structure their finances in a way that costs them hundreds of thousands in unnecessary interest and taxes.

A CRA-compliant mortgage tax strategy used by Canadian investors for 40+ years.

Next Live Masterclass: April 14th & April 21st

Reserve My Free Seat →

The Difference Is Clear

30-Year Forecast

$0K$200K$400K$600K$800K0123456789101112131415161718192021222324252627282930Years
Average Landlord (30 yrs)
Freedom10 (20.67 yrs)

9.33

Years Saved

$148K

Income Tax Saved

$403K

Mortgage Payments Saved

No extra payments. No bigger budget. You're using the CRA's money, tax savings from your deductible interest, to pay off your mortgage years early.

*Based on a real client example. Results are common but vary by client.

Who Should Join

Landlords Who Want To Win

Retire 10 Years Early

Pay off your primary residence mortgage up to 10 years sooner using CRA-compliant strategies like Rental Cash Damming.

Retire 2X Wealthier

How combining two 40-year-old CRA-compliant mortgage tax strategies can generate 100% more profit from your existing assets.

Cash Flow Negative

Stop subsidizing your rentals from your paycheque. Fix negative cash flow without selling a single property.

Personalized Results

Get a custom forecast built around your actual numbers - not a generic calculator.

Before You Register

This strategy works best if you:

You must have a primary residence with a mortgage or second home like a cottage with a mortgage.
You need a source of rental income from a rental property or a second unit in your primary residence.
If your source of rental income is from a rental property, it must be owned in your personal name.
If your mortgage isn't a readvanceable mortgage, you will need to qualify with a bank in order to restructure it correctly.

What You'll Learn

Inside the 60 Minute Event

The mortgage structuring mistake costing landlords hundreds of thousands
How professional investors legally convert primary residence mortgage interest into tax deductions
How landlords fix negative cash flow without selling properties
How to see your personalized mortgage freedom timeline

Professional Oversight

CPA-Reviewed Strategy

Every personalized strategy is reviewed by a Certified Professional Accountant to ensure it aligns with CRA guidelines.

Mortgage restructuring guidance (if needed)
CPA-signed confirmation letter
Long-term financial forecast

Client Success Stories

Real Results From Real Clients

See how Canadian landlords are reducing taxes, fixing negative cash flow, and paying off their mortgages years sooner.

Andy - Calgary, AB

$482,000 Mortgage

1 Rental Property

Mortgage Paid Off 12 Years Earlier

$323,868 Mortgage Costs Saved

$1,815,123 Projected Investment Portfolio (30 Years)

Erica - Calgary, AB

$1,000,000 Mortgage

2 Rental Properties

Mortgage Paid Off 12 Years Earlier

$746,239 Mortgage Costs Saved

$4,034,626 Projected Investment Portfolio (30 Years)

Ciara - Vancouver, BC

$1,775,000 Mortgage

1 Rental Property

Mortgage Paid Off 5 Years Earlier

$468,982 Mortgage Costs Saved

$195,428 Income Taxes Saved

Billy - Toronto, ON

$820,449 Mortgage

1 Rental Property

$926/month Negative Cash Flow Eliminated

Mortgage Paid Off 3 Years Earlier

$869,087 Projected Investment Portfolio (22 Years)

Andy - Calgary, AB

$482,000 Mortgage

1 Rental Property

Mortgage Paid Off 12 Years Earlier

$323,868 Mortgage Costs Saved

$1,815,123 Projected Investment Portfolio (30 Years)

Erica - Calgary, AB

$1,000,000 Mortgage

2 Rental Properties

Mortgage Paid Off 12 Years Earlier

$746,239 Mortgage Costs Saved

$4,034,626 Projected Investment Portfolio (30 Years)

Ciara - Vancouver, BC

$1,775,000 Mortgage

1 Rental Property

Mortgage Paid Off 5 Years Earlier

$468,982 Mortgage Costs Saved

$195,428 Income Taxes Saved

Billy - Toronto, ON

$820,449 Mortgage

1 Rental Property

$926/month Negative Cash Flow Eliminated

Mortgage Paid Off 3 Years Earlier

$869,087 Projected Investment Portfolio (22 Years)

Results vary depending on mortgage structure and financial situation.

Trusted by Thousands

15 years of experience, real results

Sean Smith & Devon Noble Verified Google Reviews

Sean and Devon are truly an outstanding team of mortgage professionals. Their qualities of professionalism, expertise, and responsiveness are unmatched and have been consistent over several mortgages for me.

Wendy

I had an outstanding experience working with this team. They demonstrated exceptional professionalism, deep industry knowledge, and a genuine commitment to helping me secure the right mortgage solution for my needs.

Deepak

Sean and Devon have been amazing advisors for 8+ years across multiple properties and mortgages. Their depth of market and product expertise is spectacular and has resulted in better financial outcomes for me.

Graham

When you meet Sean, you get Devon too. And when you meet Devon, you get Sean. In the best way possible. Their combined knowledge, clear communication, and responsiveness was so greatly appreciated.

Christina

Sean and Devon are truly an outstanding team of mortgage professionals. Their qualities of professionalism, expertise, and responsiveness are unmatched and have been consistent over several mortgages for me.

Wendy

I had an outstanding experience working with this team. They demonstrated exceptional professionalism, deep industry knowledge, and a genuine commitment to helping me secure the right mortgage solution for my needs.

Deepak

Sean and Devon have been amazing advisors for 8+ years across multiple properties and mortgages. Their depth of market and product expertise is spectacular and has resulted in better financial outcomes for me.

Graham

When you meet Sean, you get Devon too. And when you meet Devon, you get Sean. In the best way possible. Their combined knowledge, clear communication, and responsiveness was so greatly appreciated.

Christina

About Freedom10

Debt & Asset Optimization Strategists

Freedom10 is a team of licensed mortgage professionals, with CPA and Financial Advisor partnerships who specialize in helping Canadian landlords and homeowners implement tax-efficient mortgage strategies like Rental Cash Damming, The Smith Manoeuvre, and Debt Swaps.

Every strategy is professionally reviewed and CRA-compliant. Based in Toronto, serving landlords and homeowners across Canada.

Devon Noble and Sean Smith, founders of Freedom10

Meet the Founders

Devon Noble & Sean Smith

Devon and Sean are the founders of Freedom10 and licensed mortgage agents at Tango Financial. They specialize in helping Canadian landlords and homeowners implement tax-efficient mortgage strategies, backed by CPA and Certified Financial Planner partnerships.

FAQ

Common Questions

Ready to Take Control of Your Mortgage?

Register for the free masterclass and discover how rental cash damming can save you tens of thousands in taxes while paying off your mortgage years sooner.

Reserve My Free Seat →